Health Insurance

  • Individual Major Medical
  • Short Term Medical
  • Disability
  • Medicare Supplements
  • Medicare Advantage Plans
Nearly one in five Americans under age 65 do not have health insurance. Over half these people state the high expense as the reason. Almost 25% of uninsured people lost their health insurance when they lost or changed jobs. The unfortunate thing about insurance is that if you can’t afford the premium, you definitely won’t be able to afford bearing the risk yourself.

Disability Insurance

Your most important asset is your ability to earn money. If you become disabled, how would you cover your living expenses? Will you be able to save for retirement? Since
the majority of disabilities are health related, could you afford the risk of being without a paycheck and possibly having increased health care expenses?
Protect your income by purchasing disability. The two primary types of disability insurance are:·
Short- term: Coverage will provide income replacement protection, usually after
one week of disability, and will pay for up to six months.
Long-term: This type of disability insurance becomes activated generally at the
six-month mark and continues until age 65.
If your employer offers disability insurance, you probably have only long-term disability coverage, and typically the coverage ranges between 60% and 70% of your current gross salary.

Contact us now for fast & hassle-free Health Insurance plans!